Sandeep leads Charutar Arogya Mandal, a trust which manages a 600-bed hospital and a medical college in Gujarat. A Chartered Accountant and an MBA from IRMA, he has worked in the development sector throughout his life: at GCMMF, Amul’s marketing arm; twelve years in NDDB, initially as a finance professional and later as EA to CMD; introduction of a micro-insurance product for covering health risk called “Krupa”; and, creating an integrated model of healthcare delivery from primary to tertiary care.